AFRICAN BANK: “IT PAYS TO BANK WITH US”

Reward-led campaign doubles account usage and drives 64% redemption

A cheerful young woman with curly hair holds a credit card, celebrating, with text “EVERY SWIPE COUNTS?” and icons of coffee, groceries, and cash.

Our Sectors

Financial Services

Client

African Bank

Solutions

Acquisition Programs, Engagement Programs

Location

South Africa

A smiling man holds a bank card with the text “IT PAYS TO BANK with your MyWORLD account” and the African Bank logo.

Overview

African Bank first partnered with TLC in 2018 to launch a tactical rewards initiative to incentivize key banking behaviors. Following the initial campaign's exceptional results, we collaborated on two further campaigns aimed at deepening customer engagement, enhancing digital adoption, and increasing account activity; this included the MyWORLD program.

By the time African Bank was ready to launch its upgraded digital banking platform, there was an opportunity to build on momentum by introducing another rewards-driven campaign. The My Rewards initiative recognized customers who completed ten monthly card swipes, using a curated mix of relevant lifestyle incentives like data, transport, groceries, and entertainment.

The Challenge

With the rollout of a refreshed digital banking platform, African Bank wanted to accelerate customer adoption and encourage more frequent account usage.

Having already seen strong results from prior TLC campaigns, the challenge was to sustain momentum and deliver another initiative that exceeded previous performance.

Why TLC

African Bank chose TLC because reward-led engagement has become a powerful driver of behavior across the global banking industry, and TLC has consistently proven its performance in this complex space.

After two successful campaigns, the bank trusted our expertise in crafting compelling programs that resonate with customers and support digital goals. They valued TLC’s full-service support, creativity, and deep operational knowledge, with teams that continually go above and beyond, respond quickly, and are always available when needed. Our collaborative way of working meant that the program could evolve seamlessly, ensuring sustained relevance and strong engagement.

The TLC Approach

We designed and launched the My Rewards campaign – a high-impact program rewarding customers for completing ten monthly card swipes. The mechanics were intentionally simple and transparent, encouraging consistent behavior every month.

Rewards were selected to meet customers’ everyday needs: data bundles, Uber rides, Uber Eats, groceries, electricity vouchers, digital learning through Knowledge Door, and Nu Metro movie tickets. This variety ensured broad appeal, making the program feel genuinely rewarding and strongly aligned to African Bank’s customer value proposition.

The strong ongoing performance of the campaign showed that when a relevant reward mix is paired with a clear offer, customer behavior shifts rapidly and universally.

A smiling young woman holds a bank card in celebration, with the text “IT PAYS TO BANK WITH US” displayed beside her.

The Results

.

100%

Increase

in account usage

64%

Redemption

rate

Significant

growth

In digital product adoption and new customer acquisition

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HaierElectroluxAldiWorldwideFerreroVodafoneSantanderYoutubeDiageoMcDonald'sT-MobileEDFKFCAllianzKlarnaUnilever
HaierElectroluxAldiWorldwideFerreroVodafoneSantanderYoutubeDiageoMcDonald'sT-MobileEDFKFCAllianzKlarnaUnilever
HaierElectroluxAldiWorldwideFerreroVodafoneSantanderYoutubeDiageoMcDonald'sT-MobileEDFKFCAllianzKlarnaUnilever

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