AFRICAN BANK: “IT PAYS TO BANK WITH US”

Reward-led campaign doubles account usage and drives 64% redemption

A cheerful young woman with curly hair holds a credit card, celebrating, with text “EVERY SWIPE COUNTS?” and icons of coffee, groceries, and cash.

Our Sectors

Financial Services

Client

African Bank

Solutions

Acquisition Programmes, Engagement Programmes

Location

South Africa

A smiling man holds a bank card with the text “IT PAYS TO BANK with your MyWORLD account” and the African Bank logo.

Overview

African Bank first partnered with TLC Worldwide in 2018 to launch a tactical rewards initiative to incentivise key banking behaviours. Following the collaboration’s exceptional results, the bank returned for two further campaigns – including the My World programme – each aimed at deepening customer engagement, enhancing digital adoption, and increasing account activity.

By the time African Bank prepared to launch its upgraded digital banking platform, there was an opportunity to build on momentum by introducing another rewards-driven campaign. The My Rewards initiative recognised customers completion of ten monthly card swipes, using a curated mix of lifestyle-relevant incentives such as data, transport, groceries, electricity, and entertainment.

The Challenge

With the rollout of a refreshed digital banking platform, African Bank wanted to accelerate customer adoption and encourage more frequent account usage.

Having already seen strong results from two prior TLC campaigns, the challenge was to sustain momentum and deliver another initiative that exceeded previous performance.

Why TLC

African Bank chose TLC because reward-led engagement has become a powerful driver of behaviour across the global banking industry, and TLC has consistently proven its performance in this complex space.

After two successful campaigns, the bank trusted TLC’s expertise in crafting compelling programmes that resonate with customers and support digital goals. They valued TLC’s full-service support, stand-out creativity, and deep operational knowledge, with teams that continually go above and beyond, respond quickly, and are always available when needed. TLC’s agility and collaborative way of working meant the programme could evolve seamlessly, ensuring sustained relevance and strong engagement throughout.

The TLC Approach

TLC designed and launched the My Rewards campaign, a high-impact programme rewarding customers for completing ten monthly card swipes. The mechanics were intentionally simple and transparent, encouraging consistent behaviour month after month.

Rewards were selected to mirror customers’ everyday needs – including data bundles, Uber Rides and Uber Eats, groceries, electricity vouchers, learning access through Knowledge Door, and Nu Metro movie tickets. This variety ensured broad appeal, making the programme feel genuinely rewarding and strongly aligned to African Bank’s customer value proposition.

The ongoing performance of the campaign demonstrated that when a relevant reward mix is paired with a clear offer, customer behaviour shifts rapidly and universally.

A smiling young woman holds a bank card in celebration, with the text “IT PAYS TO BANK WITH US” displayed beside her.

The Results

.

+100%

Increase

in account usage

64%

Engagement

rate

Significant

growth

In digital product adoption and new customer acquisition

Hear directly from the client

“After working with TLC a couple of times, the team understands our needs and delivers top results.”

African Bank

Marketing Manager

HaierElectroluxAldiWorldwideFerreroVodafoneSantanderYoutubeDiageoMcDonald'sT-MobileEDFKFCAllianzKlarnaUnilever
HaierElectroluxAldiWorldwideFerreroVodafoneSantanderYoutubeDiageoMcDonald'sT-MobileEDFKFCAllianzKlarnaUnilever
HaierElectroluxAldiWorldwideFerreroVodafoneSantanderYoutubeDiageoMcDonald'sT-MobileEDFKFCAllianzKlarnaUnilever
HaierElectroluxAldiWorldwideFerreroVodafoneSantanderYoutubeDiageoMcDonald'sT-MobileEDFKFCAllianzKlarnaUnilever

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